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Call/Text: 254-415-0086|ashleybillins@gmail.com

What’s in Store? Decoding Mortgage Rate Trend Predictions

By |2023-12-01T12:17:32-06:00July 19, 2023|Real Estate Video|

In this brief video, I dive into the burning question everyone wants to know: "What's going to happen with mortgage rates?" While I can't predict the future, I'll share valuable insights from industry experts and tell you the advice I’m currently giving to my Austin, TX home buyers. My goal is to provide you with a clear understanding of the housing market, empowering you to make informed decisions whether you're a prospective home buyer or just curious about economic trends. If you have any questions or would like talk about real estate or your home buying and selling goals, please [...]

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National Real Estate Market Update for 2023

By |2023-06-12T18:00:36-05:00June 12, 2023|Real Estate|

There’s an old adage in real estate: location, location, location. But ever since the Federal Reserve began its series of inflation-fighting interest rate hikes last year, a new mantra has emerged: mortgage rates, mortgage rates, mortgage rates. Higher rates had the immediate impact of dampening homebuyer affordability and demand. But this year, we’re seeing further repercussions. While analysts expected listing inventory to swell as sales declined, instead, homeowners have been pushing off plans to sell because they feel beholden to their existing, lower mortgage rates. So what impact is this reduced demand and low supply environment having on home values? [...]

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The Art of Financial Well-Being in Real Estate: Your Key to a Stress-Free Journey

By |2023-06-10T23:15:12-05:00May 19, 2023|Real Estate|

Buying or selling a home is a significant milestone in life, but it can also be a source of financial stress if not approached with careful planning and preparation. The journey can be overwhelming, but with the right strategies and mindset, you can avoid unnecessary worries and ensure a smoother transition. In this blog, we will explore unique ways to avoid financial stress when preparing to buy or sell a home in Austin, empowering you to make informed decisions and enjoy this exciting process to the fullest. Set Clear Financial Goals: Before diving into the home buying or selling process, [...]

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Killeen-Temple MSA April 2023 Housing Report

By |2023-05-15T16:44:19-05:00May 15, 2023|Market Reports|

Texas REALTORS® April 2023 Killeen-Temple Housing Report is out! Keeping abreast of the latest real estate market trends is crucial for anyone involved in buying, selling, or investing in properties. By understanding these numbers, you can gain valuable insights into the current state of the housing market and make more informed decisions. Active Listings: The number of active listings refers to the total properties available for sale during the month. It indicates the level of supply in the market. There was a slight decrease in active listings from March (1,303 active listings). This decline in active listings shows a reduced [...]

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How to Become a Homeowner on a First-Time Buyer’s Budget

By |2023-05-04T14:38:39-05:00May 4, 2023|Real Estate|

It's not easy being a first-time homebuyer right now. At the end of last year, housing affordability hit an all-time low.1 Additionally, mortgage rates have risen significantly since 2021, while inventory remains tight for many property categories, but especially for starter homes. Even lower-priced condos are harder to snag these days, as investors and downsizers muscle out first-timers by offering stronger, often cash-heavy bids.2 In fact, according to the National Association of Realtors, only 26% of last year's homebuyers were first-timers—the lowest share on record and down from 34% a year prior. This underscores just how steep a hill new [...]

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Navigating County Property Tax Appraisals: A Beginner’s Guide to Protesting

By |2023-06-26T07:31:07-05:00April 29, 2023|Real Estate|

County property tax appraisals have recently been issued and many of us, including me, have experienced a substantial increase this year. If you feel like your assessment is too high, I'd be happy to assist and provide more detailed information as I am able. Please email me at ashleybillins@gmail.com or call/text at 254-415-0086 before May 7th and I'll be happy to help. Important Resources Tips for Protest (The protest deadline is May 15th, or 30 days from the Notice Date, whichever is later. Check your notice to see your deadline. However, notices are not generated on all properties, so if your [...]

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Crunchy and Delicious: Low-Carb Chicken Salad Celery Sticks

By |2023-05-11T11:29:46-05:00March 11, 2023|Low Carb Recipe Videos, Video|

Whip up a satisfying and healthy low-carb snack in minutes with this chicken salad stuffed celery stick recipe. Simply add deli-made chicken salad (or homemade if you prefer) to celery sticks. Sprinkle with everything but the bagel seasoning for a delicious twist! Packed with protein and flavor, this snack is perfect for busy days or anytime you need a quick and easy snack on-the-go.

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From Utilities to Unpacking: The Must-Do Tasks for Moving In

By |2023-04-28T17:45:33-05:00February 26, 2023|Real Estate|

Moving into a new home is an exciting time, but it can also be stressful and overwhelming. With so much to do, it's easy to forget important tasks that can make your move-in process smoother. To help you out, I've compiled a list of must-do tasks that you should prioritize from utilities to unpacking. Set up Utilities One of the first things you should do when moving into a new home is to set up your utilities. This includes electricity, gas, water, internet, and cable. Contact your utility providers and schedule installation or transfer of services in advance. This will [...]

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